Payday loans in Illinois 2019: calculator, legal info, detailed review in each city

Page last reviewed: 25 Jan 2019

Contents:

  • Loan calculator – compare 8 companies in Illinois;
  • Legal information – consumer rights and obligations of lenders;
  • Payday loan help – what to do if you are in trouble;
  • Cities – detailed review of payday lenders in biggest cities in Illinois;

Payday loans calculator

 

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Legal information

Important features of Illinois payday lending laws:

  • The maximum amount of check a lender can hold from one borrower is $1000. As a result the maximum loan amount is $864.
  • The loan term can not be less than 13 days or exceed 120 days.
  • The finance charge shall not exceed $15.50 per $100 of loan.

 

Summary of regulations could be found here.

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Payday loan help

If you need help visit the National Foundation for Credit Counseling (NFCC) or call Toll-Free 1-800-388-2227 for assistance with credit problems and creditors.

 

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Cities

For detailed review of payday lenders in each city, please click the link:

Alton

Aurora

Belleville

Belvidere

Bensenville

Benton

Berwyn

Bloomington

Blue Island

Bourbonnais

Broadview

Burbank

Cahokia

Calumet City

Canton

Carbondale

Carpentersville

Centralia

Champaign

Charleston

Chester

Chicago

Chicago Heights

Cicero

Collinsville

Crest Hill

Crestwood

Crystal Lake

Danville

Decatur

DeKalb

Des Plaines

Dixon

Dolton

Downers Grove

Du Quoin

East Moline

East Peoria

East Springfield

Effingham

Elgin

Elmwood Park

Fairview Heights

Freeport

Galesburg

Glen Carbon

Glendale Heights

Glen Ellyn

Glenwood

Granite City

Hanover Park

Harrisburg

Harwood Heights

Hazel Crest

Highland

Jacksonville

Joliet

Kankakee

Kewanee

Lansing

Litchfield

Lombard

Loves Park

Macomb

Marion

Matteson

Mattoon

McHenry

Melrose Park

Moline

Montgomery

Morris

Mount Prospect

Mount Vernon

Mundelein

Naperville

Niles

Normal

Northlake

North Riverside

O’Fallon

Oak Forest

Oak Park

Olney

Ottawa

Pekin

Peoria

Peru

Pontiac

Quincy

Robinson

Rochelle

Rockford

Romeoville

Round Lake Beach

Salem

Schaumburg

Silvis

Skokie

South Holland

Springfield

Sterling

Streamwood

Streator

Taylorville

Tinley Park

Urbana

Waukegan

Wood River

Yorkville

 

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Summary
Article Name
Payday loans review in Illinois
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